{"product_id":"the-small-dollar-factor-9798893851625","title":"The Small-Dollar Factor","description":"\u003cp\u003e\u003cstrong\u003eFrom the J. Anthony Lukas Book Prize finalist, a brilliant, narrative-driven account of the small-dollar solutions that could transform the lives of millions of struggling Americans \u003c\/strong\u003e\u003cbr\u003e\u003cstrong\u003e\u003cbr\u003e“In showcasing people who are persistent, clever, flawed, loving, struggling and full of contradictions, [Kirshner] affirms why it’s worth solving the hardest problems in our most challenging cities in the first place.” —from \u003cem\u003eThe New York Times\u003c\/em\u003e review of Jodie Kirshner’s \u003cem\u003eBroke\u003c\/em\u003e\u003c\/strong\u003e\u003c\/p\u003e\u003cp\u003eNearly eleven million young adults live in poverty in America. \u003cem\u003eThe Small-Dollar Factor\u003c\/em\u003e, the new book from award-winning author Jodie Adams Kirshner, exposes a hidden cause of their predicament: not a lack of ambition or effort, but the small-dollar barriers America’s tattered safety net was never built to catch. For millions of young people struggling to do the right thing, a single, unexpected expense—a textbook, a car repair, a medical bill—can knock a promising life off course.\u003c\/p\u003e\n      \u003cp\u003eOver four years and across four states, Kirshner follows six remarkable young people on the cusp of adulthood—an aspiring engineer in Memphis selling his plasma to buy schoolbooks, a Nashville honors student facing sudden homelessness, a coal miner’s son in West Virginia stranded without broadband, a Chicago teenager whose veterinary dreams collide with a family business starved for cash. Their stories weave hope and heartbreak into an unforgettable portrait of hard work, resiliency, and dreams that hinge on small but precious sums.\u003c\/p\u003e\n      \u003cp\u003eAt a moment when economic mobility has stalled and the American Dream feels out of reach, \u003cem\u003eThe Small-Dollar Factor\u003c\/em\u003e points the way to innovative policy solutions—often dubbed “microfunding”—which could fill urgent needs without a radical overall of public policy. With a novelist’s eye and a reporter’s instincts, Kirshner reveals how little it takes to derail a future—and how little it would take to put millions of Americans’ lives back on track.\u003c\/p\u003e\n\n","brand":"Jodie Adams Kirshner","offers":[{"title":"Default Title","offer_id":49090762899707,"sku":"9798893851625","price":29.99,"currency_code":"USD","in_stock":true}],"url":"https:\/\/indiepubs.com\/products\/the-small-dollar-factor-9798893851625","provider":"IndiePubs","version":"1.0","type":"link"}